Stocx Ai

Terms of Service

Last updated: July 18, 2025

1. Acceptance of Terms

By downloading, installing, or using the Stocx Ai mobile application ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

2. Description of Service

Stocx Ai is an iOS application that provides AI-powered stock market analysis, predictions, and trading insights. The App offers both free and premium features through auto-renewable subscriptions.

Important Disclaimer

Investment Risk Warning: The information provided by Stocx Ai is for educational and informational purposes only and should not be considered as financial advice. All investments carry risk, and past performance does not guarantee future results. You should consult with a qualified financial advisor before making any investment decisions.

3. Auto-Renewable Subscriptions

3.1 Subscription Plans

Stocx Ai offers the following auto-renewable subscription plans:

  • Monthly Premium: $9.99/month - Full access to AI analysis and predictions
  • Annual Premium: $34.99/year - Best value (equivalent to $2.92/month)

Prices may vary by location and are subject to change. Current pricing will be displayed in the App Store before purchase.

3.2 Automatic Renewal

Your subscription will automatically renew at the end of each subscription period unless you cancel at least 24 hours before the end of the current period. Your Apple ID account will be charged for renewal within 24 hours prior to the end of the current period.

3.3 Managing Subscriptions

You can manage and cancel your subscriptions through your Apple ID account settings:

  1. Open the Settings app on your iOS device
  2. Tap your name at the top
  3. Tap "Subscriptions"
  4. Select Stocx Ai
  5. Choose "Cancel Subscription" if desired

Alternatively, you can manage subscriptions through the App Store app or iTunes on your computer.

3.4 Free Trial

We offer a 3-day free trial for new subscribers. If you do not cancel during the free trial period, you will be automatically charged for the subscription. Free trials are limited to one per user and may not be combined with other offers.

3.5 Refunds

All purchases are processed through Apple's App Store. Refund requests must be made directly to Apple through their standard refund process. We do not process refunds directly. Apple's refund policy applies to all purchases.

4. User Responsibilities

You agree to:

  • Use the App only for lawful purposes and in accordance with these Terms
  • Not attempt to reverse engineer, decompile, or disassemble the App
  • Not use the App to make investment decisions without proper due diligence
  • Not share your subscription access with others
  • Not attempt to circumvent any security measures or access restrictions
  • Comply with all applicable laws and regulations in your jurisdiction
  • Understand that AI predictions are not guarantees of future performance

5. Intellectual Property

The App and all its content, features, and functionality are owned by Stocx Ai and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App for personal use only.

6. Disclaimers and Limitations of Liability

6.1 No Financial Advice

THE APP PROVIDES INFORMATION AND ANALYSIS TOOLS ONLY. WE DO NOT PROVIDE FINANCIAL, INVESTMENT, OR TRADING ADVICE. ALL INFORMATION IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.

6.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STOCX AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE APP.

6.3 Investment Risks

YOU ACKNOWLEDGE THAT INVESTING IN STOCKS AND OTHER SECURITIES INVOLVES RISK OF LOSS AND THAT WE ARE NOT RESPONSIBLE FOR ANY INVESTMENT LOSSES YOU MAY INCUR.

7. Privacy and Data

Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms by reference, explains how we collect, use, and protect your information. By using the App, you consent to the collection and use of information as described in our Privacy Policy.

8. Termination

We may terminate or suspend your access to the App immediately, without prior notice, if you breach these Terms. Upon termination, your right to use the App will cease immediately. Subscription fees are non-refundable except as required by applicable law or Apple's refund policy.

9. Updates and Changes

We reserve the right to modify these Terms at any time. We will notify users of significant changes through the App or other reasonable means. Your continued use of the App after changes constitutes acceptance of the new Terms.

10. Apple-Specific Terms

The following terms apply specifically to your use of the App on iOS devices:

  • These Terms are between you and Stocx Ai only, not with Apple Inc. ("Apple")
  • Apple is not responsible for the App or its content and has no obligation to provide support
  • In case of any failure to conform to warranty, you may notify Apple, and Apple may refund the purchase price
  • Apple is not responsible for addressing any claims relating to the App or your use of it
  • You must comply with applicable third-party terms when using the App
  • Apple and its subsidiaries are third-party beneficiaries of these Terms

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the App shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

12. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@stocxai.com

Support: Visit our Support Page